have you thought about making a loan to a mother of 4 children living in paraguay to help buy more material to continue her business as a tailor or a father in bolivia who needs $1000 so he may continue his water supply business and hopefully send his children to college.
with the internet and money transfer you can do anything to help the poor and support the economy. is it that hard to fathom, yet possible. Dr. Muhammad Yunus the founder of Grameen Bank and winner of the nobel peace prize started microfinancing in 1976 giving out a loan of $27 to 42 women in a village in Bangladesh.
i found this interesting organization called kiva.org and that is what the organization seek out to do ... connect people to make change ... just using that simple idea and make it grassroot.
* kiva in swahili means agreement or unity
don't let your money just sit in your checking account do something with it and make a change!